Car insurance Research Proposal Example | Topics and Well Written Essays - 2750 words

Car insurance - Research Proposal Example Many purchasers simply sign on the bottom line without asking many questions or reading the policy. Let’s face it, insurance policies aren’t compelling reading material. They even make an attorney’s eyes glaze over. There are simple steps to take, however, to avoid being scammed. Most insurance scams begin by offering rates that seem ‘too good to be true.’ Guess what, they usually are. These low rates then suddenly jump up to higher than average sums a month or two into the policy’s duration. The insurance company blames some type of human or computer error and doesn’t honor the original quote. To lessen the chance of being scammed, confirm that the company is licensed by the state, as required by law. Ask questions about the coverage and obtain a copy of the policy. If the agent cannot sufficiently answer basic concerns, move on to the next company. Ask companies about their competitors, inquire to friends and neighbors regarding their insurance companies, never sign blank forms or pay in cash, many more people than you’d think are scammed after paying cash (â€Å"Insurance Scams† 2006). Choosing the best insurance company to fit the individual’s specific needs can be difficult and confusing. From national companies such as Allstate, Farmers, Geico, etc, to locally owned insurers, the choices are many but there are guidelines that help making an educated decision. Each state has a department that oversees insurance companies. If there are questions regarding licensing or if a person has issues with their insurance carrier, this state agency should be contacted for assistance. Prices vary widely among different insurance companies. Shopping around takes little time and can save a person hundreds of dollars a year. Phoning different companies and researching prices on the internet is well worth the time spent. Experts suggest getting at least three quotes before deciding. Most state’s insurance

Marketing plan for Speedo in the U.K market Assignment

Marketing plan for Speedo in the U.K market - Assignment Example In relation to the study the company which has been selected is Speedo International Limited (Speedo) as a world’s top selling swimwear brand. The heritage of the brand derives from its leadership in swimming where Olympic Gold Medals has been won by swimmers who wore Speedo swimwear. Speedo is a manufacturer as well as the distributor of swim wear and accessories related to swimwear. The company was founded in Sydney near Bondi Beach in Australia in the year 1928. In today’s date the company is a subsidiary of Pent land Group Plc. The brand is known for its innovation in the past and continues to be innovative. Some of the examples of its innovation are such as; Speedo has introduced the racer back suit, the first non wool suit which allows greater freedom of motion. It was the first innovation made by the brand in 1920s and since then the brand has lived up to the expectation of the people, investors, customers and all other related people. It continued its process of innovation in swimwear. In the year 1950 the brand had introduced its first water short which was made of Nylon, again in 1970s it launched swimwear made of Nylon as well as Elastane. In 1994 the brand manufactured first chlorine resistance fabric followed by fast skin swimsuit in 2000. 2008 marked a new era when Speedo’s new LZR racer Elite which was led by Michael Phelps broke all the records and won eight gold medals in the Beijing Olympics. Thus Speedo has been a true innovator and has acquired a real position in the minds of the target customers. The marketing plan conducted on Speedo aims to understand the marketing plan conducted by Speedo for three years in the UK market. The marketing plan would take into consideration factors such as micro and macro environmental factors which would help to know the internal and external driving forces. The SWOT and TOWS matrix would help the company analysis its strength, weakness, opportunities and threat and link each factor wit h one another. Apart from the above factors the marketing plan would take care of the marketing mix based on UK and how to make Speedo the top most company in UK and parts of UK. The marketing strategies which are utilized by the company have also been discussed. Thus the paper holds on to the marketing plan of Speedo in the UK market particularly in two markets, Birmingham and Liverpool. Environmental Appraisal The environment appraisal would take into consideration the micro environment and the macro environment which are necessary for analyzing the environment and accordingly the organization can act to bring in about the changes required for an effective operation. The environmental appraisal is much more effective in case when the organization decides on setting up its business in other countries, when the organization tends to adopt the expansion plan. Speedo is based on USA and is planning to expand in UK, thus the macro environment will be based on UK. Figure 1: Micro and Ma cro Environment (Source: Trehan & Trehan, p.7) Organizational Environment The organizational environment consists of the products and services offered by the organization, finance, marketing, production, the organizational structure, management style and location are the

The Evolution Of Jet Engines :: essays research papers

The Evolution of Jet Engines The jet engine is a complex propulsion device which draws in air by means of an intake, compresses it, heats it by means of an internal combustion engine, which when expelled it turns a turbine to produce thrust, resulting in a force sufficient enough to propell the aircraft in the opposite direction (Morgan 67). When the jet engine was thought of back in the 1920's the world never thought it would become a reality, but by 1941 the first successful jet flight was flown in England. Since then the types of engines have changed, but the basic principals have remained the same. In 1921 thoughts of a jet engine were based upon adaptations of piston engines and were usually very heavy and complicated. These thoughts were refined in the 1930's when the turbine engine design lead to the patent of the turbojet engine by Sir Frank Whittle of Great Britian. It was Sir Whittle's design that lead Great Britian into the jet age with the first successful flight. At the same time, the Germans were designing there own jet engine and aircraft which would be one of the factors that kept Germany alive in World War II. With technological advances by the allies a prototype turbojet known as the "Heinkel He 178" came into a few operational squadrons in the German, British, and the American air forces towards the end of World War II. These jets finally helped the allies to win the war against the axis powers(Smith 23-27). A later development in the jet industry was the overcoming of the sound barrier and establishing normal operations up to and beyond twice the speed of sound. Also air force bombers and transports were able to reach and cruise at supersonic speeds(Silverstein 56-70). In the late 1950's civil transcontinental jet services started with the Comet 4 and the Boeing 707. In the mid 1960's all major jet manufacturing companies revised their present engines with new materials such as aircraft aluminium which made them lighter and turbine changes so they could compress the air at a much higher pressure so the engine can produce much more thrust.The first supersonic airliner is the twin turbojet Concorde which flies at over twice the speed of sound which was brought into regular service in 1976(Smith 27-30). The one company that dominates the private jet industry is Bombardier which makes the Learjet turbofans, they have an approximate cruising distance of 1880 nautical miles(Jennings 103). In the future, turbojet engines will continue to further develop due to the technological advances made. As in graphite composite wings, thermoplastic

Environmental Analysis Essay

Introduction This essay will discussed one of the most controversial environmental issue climate change along with some of the facts including how people first discover that climate change does existed; as well as legitimation in climate change globally; public debate; and the way in which government response to this issue. Furthermore this paper will discuss the role of science to identify the existence of climate change. Identification and legitimation of the issue Climate change is one of the biggest environmental challenges that the world encounters. It has obvious impact on our planet causing higher temperature, shifting seasons, sea levels rising. These phenomenon are closely tide up with world’s economic as it affect businesses around the world. The British government report warned if no action is taken to control carbon emissions climate change would cost 5 to 20 percent of the annual global gross domestic product. (Climate change impacts, 2011). The United Nation’s intergovernmental Panel on Climate change published a report in 2007 regarding the discovery of Global Warming since the 20th Century. (IPCC, 2011). The possible reason for this phenomenon may be caused by human activity. The appropriate definition is explained by the IPCC, which states that climate change is â€Å"a change of climate which is attributed directly or indirectly to human activity that alters the composition of the global atmosphere and which is in addition to natural climate variability observed over comparable time periods.† (IPCC, 2012) Many countries have taken the initiative to legislate appropriate regulation regarding climate change. In 2010 a published article noted that â€Å"Qinghai† is one of the first province to establish a regulation that holds local government and state owned enterprises response in coping with climate change (Xinhuanet, 2010). The statistic have shown that â€Å"Qinghai† ‘s temperature in general has been rising by 0.35 centigrade every ten years compare to the world’s average of 0.13 centigrade. (Mu Xuequan, 2010). This regulation will stress the importance and specified the local government’s responsibility on climate change. Public Debate The argument around the topic of climate change is one of the most controversial topic because it involved in whether climate change is man made or its simply nature forces. Some scientist believes that the temperature of earth is actually getting colder not warmer due to the cycle of the sun. This is known as the â€Å"Sunspot cycle†, sun gets a little bit hotter and colder every 11 years and when it gets colder it causes the temperature of earth to get colder too. Other scientist argued that the change of temperature is so small that it can barely be detected. Most scientists agree that an increase in the amount of carbon dioxide in the atmosphere is the main cause of global warming. They argued about the details of the effects of global warming on the earth. However it is generally agreed that it will lead to worldwide changes in weather patterns, gradual melting of the ice caps and rising sea levels. These changes will impact on your lifestyle, agriculture and the survival of other organism. (Haire, M et al, 2000). Energy savings, emissions reductions and water resource conservation and many other works related to climate change need to be considered Government policy response Recent years many countries have impose law relevant to combat climate change. Energy savings, emissions reductions and water resource conservation and marketing â€Å"green† have been the primary goal amongst most organization. Country like Australia is promoting energy efficiency measures through a wide range of programs and rebates. The election of Kevin Rudd in 2007 especially shows a major change of the Australian government policy through Australia’s ratification of the Kyoto Protocol. In terms of some specific initiatives the Australian government also continue the measure of mandatory renewable energy target scheme. And since 2010 the Government also established a climate change committee with the main purpose of investigate â€Å"options for implementing a carbon price and help build consensus on how Australia will tackle climate change† (Parliament of Australia, 2012) Role of science Science has played an important part in proving the existence of climate change by observation and experiment. This graph above depicts the global change in sea level since the end of the last ice age. During this 15,000 year period sea level has increased approximately 125 meters. Conclusion By evaluating the historical development of climate change we can conclude that climate change is the most important and challenging environmental issue. Regardless of the disagreements, climate change has been proven exist by scientific research. It has drawn the public attention and requires international cooperation among different governments. Reference Haire, M et al (2000). Core Science3. Singapore: Kyodo. P110-111. IPCC (2011) Intergovernmental Panel on Climate Change. [online] Available at; http://www.ipcc.ch/pdf/assessment-report/ar4/syr/ar4_syr_cn.pdf [Accessed: 27 Jul 2012]. Parliament of Australia (2012) Australian government response to climate change. [online] Available at: http://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/Browse_by_Topic/ClimateChange/Governance/Domestic/national [Accessed: 27 Jul 2012]. Sunspots and climate (2000) Sunspots and climate. [online] Available at: http://www-das.uwyo.edu/~geerts/cwx/notes/chap02/sunspots.html [Accessed: 27 Jul 2012]. The Nature Conservancy (2012) Climate Change Impacts. [online] Available at;

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Social Inequality A Social Institute Of Society And Its...

Social inequality differentiates society, divides it into different social groups and classes. Inequality has many facets and it appears in various sections of the unified social system: family, institutions, enterprise and social groups. For normal functioning of society, it is needed the optimal combination of all activities. The society reproduces inequality, because it needs it as a source sustenance and development. In terms of functionalism every society does need a class stratification, since the unequal distribution of social goods serves as a tool for solving problems, allocation and motivation of individuals within the social structure. It concludes that social inequality is useful for society, because social stratification†¦show more content†¦Not everybody can run the country or business, just because of the lack of talent; not everybody can be a doctor or scientist; musician or a plumber. That s why everybody should do what he is able to and like the most. Parsons assumed that individuals are born with attributed status, but later due to the education the differentiation process begins by acquiring certain roles. Children are enrolled in primary school relatively homogeneous within their inherent socio-economic status and age. Schools in fact organize a competition between individuals, where the contestants are initially in terms of equal opportunities. Parsons believes that there is dependence between economic background of the family and the ability of the child. Usually children who haven’t any problems at school are living in families with a higher level of culture and income. Such parents do care more about the achievements of their child, they try to encourage their child to school, great achievements and results, which in future might lead to success. They develop children’s skills and talents, involve them to the culture by reading them books, attending theater etc. Usually such parents possess a secondary educati on. Furthermore, the children of parents with a high level of culture and income often communicating with educated people outside the family (friends of the family) what is playing a huge role on the child life outlook. The same rule but from the other side can be applied to theShow MoreRelatedPrescription Drugs And The United States1749 Words   |  7 Pagesboundaries in our society and is destroying lives, families, and whole communities, especially those most vulnerable; the physically and mentally ill. For one to better understand the full social implications of this issue, it is important to first review the history, impacts, and current debates around prescription drug abuse in the United States, and to then evaluate the connections that are formed by the culture, social roles, social inequalities, and social changes in our society. 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Ford Motor Company Essay - 1149 Words

torFord Motor Company Case Report Executive Summary Ford Motor Company is based in Dearborn Michigan and was incorporated in 1903 by Henry Ford. Its core business is the design and manufacturing of automobiles. As Teri Takai, the Director of Supply Chain Systems, I will recommend Environmental and Root Cause Analysis How should Ford progress with emerging technologies and other high tech ideas Virtual integration - Ford needs to radically change its supply chain to keep up with the changing technologies. Others were more cautious Shareholder value and customer responsiveness Auto industry is increasingly competitive, especially with the introduction of foreign based manufacturers Need to improve quality and reduce cycle times while†¦show more content†¦b) Disadvantages: Ford’s IT will eventually become obsolete. 2) Form a mix of online and offline operations and lay procedures to enable customization and ordering by customers over the internet but maintain physical dealerships as well. a) Advantages: Customization to clients, start of vertical integration, b) Disadvantages: Costly, time consuming, requires internalShow MoreRelatedFord Motor Company2304 Words   |  10 PagesFord Motor Company GROUP PROJECT ACC 505 - FINANCIAL ACCOUNTING 12/01/96 TABLE OF CONTENTS DESCRIPTION PAGE INTRODUCTION........................................................1 LIQUIDITY...........................................................1-3 Working Capital...................................................1 Current Ratio Quick Ratio.......................................2 Receivable Turnover Average Days Sales UncollectedRead MoreFord Motor Company1426 Words   |  6 PagesFord Motor Company Supply Chain Strategy Background In 1913, Henry Ford revolutionized product manufacturing by introducing the first assembly line to the automotive industry. 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